- October 30, 2020
Welcome to the Frozen Money Glitch GTA Online 1.48 Guide!
Download the save data file to your computer in an easy to find location like your desktop.
If you are New to Save Wizard, check out the installation and setup guide here.
You’ll need a GTA Save from your PS4. Insert your USB drive, navigate to Settings > Application Saved Data Management > Copy to USB Storage Device > GTA 5.
There are a few files here but you need any file that you made using your mobile phone in Story Mode. (Manual Save) Copy this Save over to your USB drive.
Once your save is recognized under the cheats tab in Save Wizard, double click on the game and right-click on the dropdown and select ‘Advanced Mode’. This is where you will overwrite your current save data with the one you downloaded.
If you don’t see your save show up on the Save Wizard UI, go back into your game and make the save again, this time using a different slot.
After the Advanced mode window opens, click the last icon in the list to the top right to import the modded save file which should be saved on your computer.
After you select the file, the values (all the weird numbers and digits) will change. You may or may not notice, but if you followed the steps correctly, you should have done it right.
Next, make sure the ‘0’ (zero) in the top left corner is highlighted and flashing then hit ‘0’ (zero) on your keyboard, then ‘continue’ on the warning message.
Hit apply and wait for the process to be completed. After that, transfer your modded save back to the PS4 (Settings > Saved Data in USB Storage > Copy to System Storage) to end this step.
Once your game loads you should be at the EXACT screen below! If you are not, you need to open the options tab and load your modded save from there or else the glitch will not work. Make sure you confirm your autosave is set to ‘on’ and change your targeting mode to ‘Free Aim’.
After that, switch to Online mode.
As soon as you get online, use the character wheel to select Micheal. You will spawn in the below area as Patricia Madrazo, who will quickly glitch to Franklin’s character. Here, we spawned in the water but it’s also possible that you might spawn on land. Wherever you end up, you need to walk or swim forward a few meters, look around and Patricia should be hanging out somewhere close.
Walk up to her and you’ll initiate a dialogue. Patricia is actually Michael glitched.
After Franklin says ‘see you later’ switch to Michaels character and you should now take control of Patricia.
After taking control of Patricia, place the waypoint shown in the photo below and Spawn a Buzzard using the code “Circle, Circle, L1, Circle, Circle, Circle, L1, L2, R1, Triangle, Circle, Triangle”
Fly to the waypoint and look for a Peyote plant next to 2 poles. Eat the Peyote plant.
Once you eat the Peyote plant, you’ll find yourself in an illusion as a random bird. Hold right on the D-Pad to end the illusion and you should be stuck in the clouds. Select the options menu and start a GTA Online Solo Session.
After you spawn online, the Frozen Money Glitch should now be activated! Splurge to your heart’s content! Any money you spend now will not be deducted from your bank account or wallet.
When you load into story mode you will spawn as Patricia again and then glitch to Franklin. When this happens, select director mode from the inventory menu. If DM is unavailable, kill yourself and try again.
Once you are in Director Mode, choose a random bird. You should spawn in the sky. Try to safely land your bird.
Head to the waypoint shown below. Fortunately, you don’t have to fly all the way over there with the bird. Simply select the waypoint option from the inventory menu.
When you get to the waypoint you need to fly into oncoming traffic with your inventory menu open and ‘Quit Director Mode” highlighted.
Try to wait for a Semi-loader and JUST before you hit it double tap X to quit Director mode. You need impeccable timing but it is totally doable.
If you did it right you will get the ‘WASTED’ screen and be stuck in a black screen of death.
Choose Random bird.
Select this waypoint or anywhere there is major traffic
Time Your collision right! Double-tap X with QDM highlighted.
This means you did it right! You’ll be stuck in a black screen of death but don’t worry!
In the beginning, we selected free-aim because most GTA players use aim-assist. We need to join a random session with a different targeting mode so we can get a ‘change targeting’ confirmation screen. Selecting free-aim pretty much guarantees success since it’s likely the random session we join will be using aim-assist.
You can do it this way or set it up with a friend, it doesn’t matter.
If you did it right, you should spawn into Director Mode/Story Mode.
Start an Online “Invite Only Session”
Accept/Confirm the first option
Hit circle to say no to the ‘change targeting mode’ option
Once you spawn into your Invite Only Session, make sure you visit each garage you got vehicles delivered to and swap them out.
Do this by changing the position of the first car on the list and replace it with the next car on the list. Go all the way around until you get back to the first car.
After changing your outfit, switch to Story Mode using the character wheel. Once in Story Mode, press the PS button then close and restart your application.
At this point, you can try to go online. If you successfully do so, skip to step 15.
If you get an error message saying “Unable to join Rockstar Servers” use the below workaround:
Restart your application and get ready to hold L1 + R1 after the below screen.
HoldL1+R1 until you reach the below screen. Accept and continue as normal
The Frozen Money Glitch last step! That’s it! Once you load online your cars should be in your garages and you just need to sell them to get paid!
SECURE THE BAG! 💰🤑💰
Did you manage to get the glitch to work? Don’t forget to check out the YouTube video guide below if you’re having trouble!
Comment below how long it took you to get it done!!